Employment Practices Liability

Liability Coverage For:

  1. Wrongful Termination: actual or constructive termination of the employment of, or demotion of, or failure or refusal to promote any Employee at the Firm, which is in breach of an implied agreement to continue employment.
  2. Discrimination(also includes Third Party Discrimination): failure or refusal to hire any person, or failure or refusal to promote any person, or the demotion or discharge of any  person, employment-related defamation, wrongful failure to grant tenure, or any limitation, segregation or classification of Employees or applicants for employment in any way that would deprive or tend to deprive any person of employment opportunities or otherwise adversely affect his or her status as an Employee because of such person’s race, color, religion, age, sex, national origin, disability, pregnancy, sexual orientation or preference or other status that is protected pursuant to any applicable federal, state or local statute or ordinance.
  3. Harassment (also includes Third Party Harassment): Unwelcome sexual advances, requests for sexual favors, or other verbal, visual or physical conduct of a sexual nature that is made a condition of employment at the Firm, is used as a basis for employment decisions at the Firm, creates a work environment at the Firm that interferes with performance, or creates an intimidating, hostile, or offensive working  environment; or Workplace harassment of a non-sexual nature, which creates a work environment at the Firm that interferes with performance or creates an intimidating, hostile, or offensive working environment.
  4. Retaliation: Retaliatory treatment against an Employee of the Firm on account of such Employee’s exercise or attempted exercise of his or her rights under law.
  5. Workplace Tort: Employment-related misrepresentation, negligent evaluation, wrongful discipline, or wrongful deprivation of career opportunity.

Broad Definition of Employee: any individual whose labor or service is engaged by and directed by the Firm. This includes part-time, seasonal and temporary Employees as well as any individual employed in a supervisory or managerial position. Employee also includes any partner, principal, director, officer, or shareholder of the Firm. In addition, Employee includes any volunteer working for the Firm, but solely for conduct within the scope of his or her duties as a volunteer for the Firm; any independent contractor working solely for the Firm, but solely for conduct within the scope of his or her duties as an independent contractor for the Firm; and any leased employee working solely for the Firm, but solely for conduct within the scope of his or her duties as a leased employee for the Firm.

Coverage is available for violations of Wage & Hour Laws, including but not limited to violations of the Fair Labor Standards Act (FLSA)


Please be advised that the above titles, headings, definitions, terms and descriptions are for illustrative purposes only and are not a contract. Please refer to the actual policy and all endorsements for a complete description of coverage as certain Conditions & Exclusions apply.


Please be patient while we update our website with exciting products. In the meantime, please feel free to contact us or give us a call at 914.592.6505 if you have any questions about any products listed on our website.

Very Important. Coverage cannot be bound until all required documentation, together with the premium due, is received, reviewed, and accepted by Underwriters. Coverage cannot be back-dated, so please make sure that your information is submitted on a timely basis. All submissions are individually underwritten to determine program eligibility and terms.

Email or fax completed forms to:

Questions? Call 914.592.6505