Real Estate Agent / Broker

National Association of Realtors ® Realtor Benefits ® Program.

Professional Liability Consulting Services, Inc. is a Broker Member of the Victor Insurance Managers Inc.’s National Elite Broker Network and a leading and recognized industry expert for Real Estate Errors & Omissions (E&O) Insurance.

Preferred Provider and Affiliate of the Year 2000
Hudson Gateway Association of Realtors (HGAR)

We are Professional Liability Experts and Experts get results. If you are serious about reducing your insurance costs while maintaining continuity of coverage, then we are here to help you.

WHY PAY MORE IF YOU DO NOT HAVE TO?

Affordable, Reliable & Comprehensive Coverage for: 

  • Real estate agents;
  • Real estate brokers;
  • Real estate personal assistants, real estate appraisers, property managers, real estate leasing agents, short term escrow agents, mortgage brokers, and auctioneers of real property, provided that all necessary licenses and/or certifications are held by the Insured at the time of the act or omission giving rise to the  claim;
  • Expert witnesses or real estate consultants or counselors provided such services are limited to the areas specified above.
  • Notary public; or member of a formal real estate accreditation, standards review, or similar real estate board or committee.
Note: Construction manager services are not professional real estate services.

 

Please be advised that the above titles, headings, definitions, terms and descriptions are for illustrative purposes only and are not a contract. Please refer to the actual policy and all endorsements for a complete description of coverage as certain Conditions & Exclusions apply.

 

 

Small Firm Instant Self-Rated Quotes & Large Firm Underwriting are now available – Pick your State & Apply Now!

 

Submission Requirements:

Real Estate Rapid E&O Liability Program (Self-Rated): CT, IL, MD, NJ, or PA

  • Fully completed, signed, and dated, Real Estate Rapid E&O Liability Application.*
    *Note: The Limit/Aggregate, Deductible & Premium Option Must Be Circled.
  • Copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.
  • Desired Policy Effective Date.*
    *Note: Coverage cannot be backdated nor moved midterm.
  • Premium check made payable to PLCSI*
    *Note: New Jersey Residents must multiply their selected premium by 1.014 and round to the nearest dollar. This additional fee is for New Jersey Guaranty Association and must be submitted with your payment.

 

Real Estate Rapid E&O Liability Program (Self-Rated): NY

  • Fully completed, signed, and dated, New York Real Estate Rapid E&O Liability Application.*
    *Note: The Limit/Aggregate, Deductible & Premium Option Must Be Circled.
  • Copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.
  • Desired Policy Effective Date.*
    *Note: Coverage cannot be backdated nor moved midterm.
  • Signed & Dated NY Reg.194.
  • Premium check made payable to PLCSI

 

Large Firm Underwriting/Standard Real Estate Liability Program: CT, IL, MD, NJ, PA, or NY

In order to qualify for the Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $150,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than five (5) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

In order to qualify for the Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $150,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than five (5) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

In order to qualify for the Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $150,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than five (5) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

In order to qualify for the Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $150,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than five (5) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

In order to qualify for the Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $150,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than five (5) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

In order to qualify for the New York Real Estate Rapid E&O Liability Program (Self-Rated), the following questions must be answered ‘NO’

  • Does the firm anticipate deriving more than $200,000 in gross commission income in the coming 12 months?
  • Does the firm provide services involving, real estate leasing or property management, commercial real estate sales, business brokerage, real estate appraisal, real estate construction development, or mortgage brokerage?
  • Does the applicant firm employ more than eight (8) licensed real estate agents or independent contractors (including principals and partners)?
  • Does the applicant derive more than 25% of its total revenues from a single client or maintain an exclusive listing agreement with a builder or developer?
  • Have you or anyone to whom this insurance would apply had their license revoked, been investigated, or been subject to any disciplinary action by any licensing board, real estate association, or other regulatory body during the past five years?
  • Are you or anyone to whom this insurance would apply aware of any filed claims, acts, errors, omissions, or other circumstances which might reasonably be expected to be the basis of a claim or suit?
  • Have you or anyone to whom this insurance would apply been refused insurance, canceled, non-renewed, or declined during the past 5 years? (This restriction does not apply to cancellation for non-payment of premium)

 

If you answered “NO” to all of the above questions your firm qualifies. Apply now for the New York Real Estate Rapid E&O Liability Program.

If you answered “YES” to any of the above questions we will require further information about your firm. Please fully complete the Real Estate Professionals Errors and Omissions Liability Application.

Remember, all applications must be signed and dated by the owner/broker of the applicant firm.

Please submit a copy of your Declaration Page and all Endorsements, so that we may provide Prior Acts Coverage.

Very Important. Coverage cannot be bound until all required documentation, together with the premium due, is received, reviewed, and accepted by Underwriters. Coverage cannot be back-dated, so please make sure that your information is submitted on a timely basis. All submissions are individually underwritten to determine program eligibility and terms.

 

Email or fax completed forms to:
newbusiness@plcsi.com
914.592.6508

Questions? Call 914.592.6505

Please make all checks payable to PLCSI and remit to the address below:

PLCSI
45 KNOLLWOOD ROAD, SUITE 202
ELMSFORD, NY 10523