LAWYERS

Recognized & Preferred Provider of Lawyers Professional Liability (LPL) Insurance

Westchester County Bar Association (WCBA) LPL Recognized Provider

Available in Arizona, Connecticut, Colorado, District of Columbia, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, and Washington

Cost-Effective, Comprehensive, and Trustworthy Insurance Coverage Solutions for:

  • Lawyer
  • Notary public
  • Arbitrator
  • Mediator
  • Title Insurance Agent
  • Designated Issuing Lawyer to a Title Insurance Company
  • Court-appointed Fiduciary
  • A Member of a Bar Association, Ethics, Peer Review, Formal Accreditation or Licensing, or Similar Professional Board or Committee.
  • An Author, strictly in the Publication or Presentation of Legal Research Papers or Similar Legal Materials and Only if the fees generated from such work are not greater than ten thousand dollars ($10,000).
  • An Administrator, Conservator, Receiver, Executor, Trustee, Guardian, or any Similar Fiduciary Capacity.

Extensions of Coverage

  • Broad Definition of Insured: Any lawyer, partnership, professional corporation, professional association, limited liability company, or limited liability partnership who is or becomes a partner, officer, director, stockholder-employee, associate, manager, member, or employee of the Named Insured as well as independent contractors and Of Counsel.
  • Full Prior Acts: Prior Acts to match current coverage.
  • Predecessor Firm Coverage
  • Individual Career Coverage
  • Settlement Control
  • First Dollar Defense: The Deductible shall only be applied against Damages. Claim Expenses shall not be subject to the Deductible amount.
  • Claim Expense Outside Limits of Liability: Claim expenses incurred due to a covered cause of loss will not erode the available Limits of Liability to pay a damage award.
  • Licensing Defense: Coverage to defend a proceeding by a bar association, licensing board, disciplinary board, peer review committee, or similar entity alleging professional misconduct or violation of the rules of professional conduct.
  • Loss of Earnings: Reasonable expenses incurred by the Insured at the Insurer’s request to investigate and defend a Claim.
  • Crises Event Expenses: Reasonable fees, costs, and expenses incurred by the Named Insured for consulting services provided by a public relations firm to the Named Insured in response to a Crisis Event.
  • Subpoena Assistance: The Insurer will retain an attorney to provide advice regarding the production of documents, to prepare the Insured for sworn testimony, and to represent the Insured at the Insured’s depositions.
  • Extended Reporting Period Options: Free unlimited coverage if the insured retires or otherwise voluntarily ceases, permanently, and totally the Private Practice of Law.

PLEASE BE ADVISED: Please be advised that the above titles, headings, definitions, terms, and descriptions are for illustrative purposes. Policies differ, so please review the policy and all endorsements for a complete description of coverage, as specific coverage extensions, conditions, and exclusions apply.

LAWYERS PROFESSIONAL LIABILITY EXPOSURES

GET YOUR PREMIUM INDICATION NOW!

Available in Arizona, Connecticut, Colorado, District of Columbia, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, and Washington

Very Important. Coverage cannot be bound until all required documentation and the premium due are received, reviewed, and accepted by Underwriters. Coverage cannot be back-dated, so please ensure your information is submitted on time. All submissions are individually underwritten to determine program eligibility and terms.

Please email or fax completed forms to: newbusiness@plcsi.com

We Highly Recommend Standalone Cyber Liability Coverage.

We Highly Recommend A Standalone Employment Practices Liability Policy.

Fax to: (914) 592-6508

Whether you have a question about our company or your policy, we're ready to help!

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Attorneys and law firms face several professional liability exposures, including:

Negligence: Failing to meet professional standards or deadlines, including not conducting proper legal research, missing filing deadlines, failing to advise clients appropriately, giving incorrect or incomplete legal advice, and lacking due diligence in reviewing legal documents or contracts.

Conflict of Interest: Representing clients with conflicting interests, such as multiple clients with adverse positions or personal interests that interfere with professional duties, and failure to disclose conflicts or obtain proper consent from all affected parties.

Breach of Confidentiality: Disclosing client confidence or sensitive information without proper authorization and failing to protect client information, especially in the digital age.

Failure to Supervise: Failure to properly supervise associates, paralegals, or other employees leads to errors or omissions and inadequate oversight of subordinates’ work, especially in cases involving complex legal issues.

Fraud or Misrepresentation: Making false representations or failing to disclose material facts that could influence a client’s decision or the case outcome and engaging in fraudulent conduct or misusing client funds.

Incompetence: Taking on cases outside one’s expertise or failing to provide competent legal representation and not staying updated on changes in law or legal procedures relevant to a case.

Client Relations and Communication: Poor communication with clients leads to misunderstandings, dissatisfaction, or loss of trust, as well as failure to provide updates, manage client expectations, or adequately explain legal terms or processes.

Failure to File or Meet Deadlines: Missed filing deadlines, court dates, or failure to comply with procedural requirements can lead to negligence and malpractice claims. In cases involving statutes of limitations, missing deadlines can be particularly problematic.

Litigation Strategy and Decision-making: Poor strategic decisions in litigation include taking unwarranted risks, failing to pursue meritorious claims, and misjudging the likelihood of success or settlement opportunities.

Client Mismanagement: Failing to manage the client’s legal affairs organizationally, resulting in economic loss, penalties, or legal consequences.

Conflict with Third Parties (e.g., opposing counsel, courts): Claims may arise from mishandling interactions with third parties, such as opposing counsel or the courts, which may harm a client’s interests.

Alleged Violation of Ethical Standards: Claims arising from perceived violations of the professional code of ethics, such as misconduct, dishonesty, or breaches of fiduciary duties.

The above exposures highlight the complex nature of legal work and the importance of maintaining high professional standards, staying informed about legal developments, and ensuring effective client communication and management. Legal malpractice claims can arise from minor oversights, so adequate professional liability coverage is crucial for all practicing attorneys.