Real Estate Appraisers

A PLCSI Exclusive!

New York State Professional Liability Exclusive For all Real Estate Appraisers with an A.M. Best Rated A Excellent Insurance Carrier.

Member Elite Broker Network Victor O. Schinnerer & Company, Inc.

Recognized Professional Liability and Errors & Omissions (E&O) Provider

Hudson Gateway Association of Realtors (HGAR) – Perks Provider

Affiliate of the Year 2000


Professional Liability Coverage for:

  1. Real Estate Agent
  2. Real Estate Broker
  3. Real Estate Personal assistant, Real Estate Appraiser, Property Manager, Real Estate Leasing Agent, Short Term Escrow Agent, Mortgage Broker or Auctioneer of Real property, provided that all necessary licenses or certifications are held by the Insured at the time of the axt or omission giving rise to the claim;
  4. Expert Witness or Real Estate Consultant or Counselor provided such services are limited to the areas specified in paragraphs A. through C. above.
  5. Notary Public; or member of a formal real estate accreditation, standards review or similar real estate board or committee.

Types of Coverage

Entity “Firm” Coverage (Blanket Coverage for all Employees & Independent Contractors)

Insured means you and any of the persons or entities listed below but only while rendering professional real estate services on your behalf for others: Any person who is or becomes your partner, officer, director, employee, member, or independent contractor during the policy period • any person previously affiliated with you as your partner, officer, director, employee, member or independent contractor.

Individual Licensee Designation Coverage (Covers only you as an individual licensee)

Insured means: You, and any of your non-licensed real estate personal assistants while acting in the course and scope of their employment by you, provided that the claim arises out of a negligent act or omission in the rendering of professional real estate services on your behalf.

You, your and yours refer to the individual licensee designated as the Named Insured in the Declarations. Note: There is ‘NO’ coverage for the actual Entity or other Appraisers.

Other Individual Licensee options may be available.

Please be advised that the above titles, headings, definitions, terms and descriptions are for illustrative purposes only and are not a contract. Please refer to the actual policy and all endorsements for a complete description of coverage as certain Conditions & Exclusions apply.


Submission Requirements for NY, NJ, CT, and PA:

  1. Firm’s current letterhead.
  2. Fully completed, signed & dated Real Estate Professionals Application
  3. Resumes of firm’s key personnel (owners, partners & principals.)
  4. Claims Supplement for each claim or disciplinary action in the
    past five (5) years, if any.
  5. Current Professional Liability Insurance Declarations Page &
    all material endorsements including, Prior Acts Endorsements.
  6. Signed and Dated NY Reg.194 for New York Applicants.

Very Important. Coverage cannot be bound until all required documentation, together with the premium due, is received, reviewed, and accepted by Underwriters. Coverage cannot be back-dated, so please make sure that your information is submitted on a timely basis. All submissions are individually underwritten to determine program eligibility and terms.

Email or fax completed forms to:
Fax: 914.592.6508

Questions? Call 914.592.6505